TheWomensCFO.com — Free Tools for Women Entrepreneurs

The Women's CFO

Free financial tools built exclusively for women entrepreneurs. Know your worth. Set your rates. Build your empire.

2
Free Calculators
100%
Free to Use
∞
Times You Can Run It
Calculator One
What Should
I Charge?

Stop guessing. Enter your real numbers and we'll tell you exactly what your rate needs to be — and what you're worth.

$
20 hrs/week
$
2 weeks
25%
Your Minimum Hourly Rate
$0
This is your floor — not your ceiling. Charge more as you grow.
Billable hours/year—
Revenue needed (after tax)—
With expenses included—
Your recommended rate—
Why This Matters
The Undercharging
Epidemic

Research shows women business owners charge an average of 20% less than their male counterparts for the same work. This calculator is your reality check.

Market Rate Benchmark
$75–$200
Experienced coaches charge $75–$200/hr. New coaches typically start at $50–$75/hr.
The Confidence Framework
✦ Survival Rate — Covers your minimum needs
✦ Growth Rate — Allows reinvestment & savings
✦ Premium Rate — Reflects your full value
Most women start at survival. You deserve premium.

Get the Pricing Confidence Workbook

12-page printable guide with rate-setting scripts, client objection responses, and a 90-day pricing roadmap. Instant download.

Calculator Two
Income Goal
Reverse-Engineered

Pick your dream monthly income. We'll show you exactly how many clients, packages, or hours it takes to get there.

$
$
25 hrs/week
Clients / Sales Needed
0
per month to hit your goal
Feasibility based on your hours
Annual income—
Revenue per week needed—
Hours per client/project—
Your Roadmap
The Path to
$10K Months

Most women are closer than they think. Here's what the math actually says about getting there.

Model A — Retainers
7 clients × $1,500
Social media mgmt, coaching, consulting
Model B — Premium Packages
4 clients × $2,500
Done-for-you services, intensive programs
Model C — High-Ticket
2 clients × $5,000
Transformation coaching, full-service strategy
The fastest path to $10K: Pick one model. Land two clients. Deliver exceptional results. Ask for referrals. Repeat. It's not complicated — it's consistent.

Get the 90-Day Income Roadmap Planner

Printable workbook with monthly revenue trackers, client pipeline templates, and week-by-week action plans. Designed for women building to $10K months.

"I ran this calculator and realized I was charging $35/hr for work worth $120. I raised my rates immediately. Landed my next client at the new rate within a week."
— Maya R., Brand Strategist
"The income calculator made $10K feel real and achievable. Seeing it broken down into just 7 clients changed my entire mindset."
— Jasmine T., Business Coach
"I was so afraid to raise my prices. This tool showed me the math and gave me the confidence to do it. Now I'm at $8K months and growing."
— Priya M., Social Media Manager